Health Insurance in India
Health insurance is a necessity in today’s world. With rising medical costs and increasing lifestyle diseases, a comprehensive health plan ensures that you and your family have access to quality healthcare without any financial stress. It covers expenses related to hospitalization, daycare procedures, and even pre-and post-hospitalization costs.
Choose Your Perfect Plan
Individual Health
Comprehensive medical cover for a single individual. Ideal for young professionals.
Family Floater
Protect the whole family under one umbrella. More affordable than individual plans.
Senior Citizen
Dedicated care for elders with coverage for pre-existing conditions and AYUSH.
Top Provider Highlights
Star Health Insurance
India's largest standalone health insurer specializing in hassle-free cashless treatments at 14,000+ hospitals.
- 98% Claim Settlement Ratio
- Personalized Disease Management
Kotak Health Insurance
Empowering wellness through innovative reward programs and comprehensive worldwide emergency covers.
- Wellness Reward Points
- No Co-payment options
Why Shyam Health?
Cashless Anywhere
Get treated at 15,000+ top-rated network hospitals nationwide.
Tax Benefits
Save up to ₹75k annually under Sec 80D for yourself and parents.
What's Covered & What's Not
Inclusions
- In-patient Hospitalization
- Internal Organ Donor Cover
- Advanced Daycare Procedures
- Post-hospitalization care (60 days)
Exclusions
- Cosmetic & Plastic Surgery
- Self-inflicted Harm/Alcohol
- Waiting period for PED (24-48m)
- Obesity or unproven treatments
Seamless Claim Settlement
Alert Us
Notify our 24/7 claim desk or the hospital's TPA cell at the time of admission.
Verification
The hospital sends the pre-auth request. We verify and approve within 2 hours.
Direct Pay
We settle all admissible medical bills directly with the hospital. You pay zero!
Common Questions
Can I port my existing policy to Shyam Health?
Yes! We support seamless portability. You can carry over your waiting period credits and No Claim Bonus from any other insurer in India.
Is there a co-payment requirement?
Most of our premium plans have zero co-payment for all ages. Some basic plans might have a 10-20% share for senior citizen admissions.